Junior Clerk Mixed Practice Test #798

Question 1

Which of the following are the core principles of insurance regulated by IRDAI?‌​‍

Accepted Answer

Utmost good faith, insurable interest, indemnity, subrogation — Uberrimae fidei. ‌​‍Life insurance exception to strict indemnity. Contribution principle for overlapping coverage.

Answer

Loyalty

Answer

Random

Answer

Profit

Question 2

Simple interest doubles in 10 yrs. Triples in:

Accepted Answer

20 — Linear: (triple-1) vs (double-1) years.

Answer

15

Answer

25

Answer

30

Question 3

A District Health Officer is planning to establish new Sub-Centres in a plain area of Kerala. According to the Indian Public Health Standards (IPHS), what is the ideal population norm for a single Sub-Centre in plain areas?

Accepted Answer

B. 3,000 population. — As per Indian Public Health Standards (IPHS), a Sub-Centre is designed to cover a population of 3,000 in plain areas and 2,000 in hilly/tribal/difficult areas. The population norms for PHCs are 30,000 (plain) and 20,000 (hilly/tribal), and for CHCs are 80,000-1,20,000 (plain) and 80,000 (hilly/tribal).

Answer

A. 2,000 population.

Answer

C. 5,000 population.

Answer

D. 10,000 population.

Question 4

Study of coins:

Accepted Answer

Numismatics — Numismatics.

Answer

Philately

Answer

Epigraphy

Answer

Calligraphy

Question 5

Gram Panchayats in Kerala:‌​‍

Accepted Answer

941 — 941.‌​‍

Answer

777

Answer

867

Answer

1000

Question 6

K.S.E.B. (Kerala State Electricity Board) was formed in the year:‌​‍

Accepted Answer

1957 — KSEB constituted on 7 March 1957.‌​‍

Answer

1956

Answer

1959

Answer

1958

Question 7

The founder of N.S.S. (Nair Service Society) in Kerala was:

Accepted Answer

Mannathu Padmanabhan — Mannathu Padmanabhan founded NSS in 1914.

Answer

Sree Narayana Guru

Answer

Vagbhatananda

Answer

Ayyankali

Question 8

'Turn down' means:

Accepted Answer

Both B and C — Reject or decrease volume.

Answer

Rotate

Answer

Reject

Answer

Lower

Question 9

Kumaranasan 3 major works:

Accepted Answer

Veenapoovu, Chandala Bhikshuki, Chintavishtayaya Sita — Several landmark poems.

Answer

Only one

Answer

Two

Answer

Many

Question 10

Figure of speech: metaphor example:‌​‍

Accepted Answer

Life is a journey — Direct comparison without 'like/as'. ‌​‍Extended metaphor: throughout passage. Mixed metaphor: inconsistent.

Answer

He is like a lion

Answer

As brave as a lion

Answer

Wake up

Junior Clerk Mixed Practice Test #798